Pre-settlement funding on your pending injury claim. Apply in about two minutes, get a decision in roughly 24 hours, and use the money for whatever your family needs while your attorney does their job.
Takes about 2 minutes · Free · No credit check
When someone else's negligence put you in this position, the money at the end of your case is yours. The problem is timing: your claim may take a year or three, and your landlord is on a monthly schedule.
A pre-settlement advance is a non-recourse purchase of a portion of that future recovery. We buy a slice of the proceeds. You get cash today. If your case recovers nothing, we get nothing — and you keep every dollar we sent you.
You fill out a short form and pick up when we call, or reply to our text. We do the rest, including the paperwork with your law firm.
Tell us who you are, what happened and who represents you. No credit check, no bank statements, no employment history — the case is the application.
2 minutesWe request the case file from your law firm and handle the paperwork with their staff. Your attorney's involvement is a signature and a few documents — not hours of work.
Same dayOur underwriters look at liability, injuries, treatment and available insurance coverage to decide what your claim can support. Your credit score and income never enter into it.
24 hours (typical)You review a plain-English agreement that states exactly what you will owe at settlement. Sign it and funds go out the same day by direct deposit, wire, or in-person pickup.
Same dayThis industry has a reputation, and a lot of it is earned. We built ours around the parts people complain about most.
Before you sign anything, you get a plain-English agreement showing exactly what you will owe at settlement. Not a rate you have to do math on. If a number in your contract was never explained to you, do not sign it.
You get one specialist who knows your file and picks up when you call — or texts you straight back. No queue, no re-explaining your accident to a new rep every time, and no chasing us for a status update.
The cost of funding grows with the amount and the time your case takes. If you ask for more than you need, we will say so — and you can always come back for more later if the case drags on.
One specific document request and one acknowledgment, usually handled by a paralegal in a single email. We never charge your attorney, and we never call the office over and over for a case update.
We fund our own deals. Your application is not a lead we resell, so applying here will not set off a week of calls from companies you never contacted.
Most decisions land within about a day of your attorney sending the file, and approved applicants are usually funded the same day they sign. The bottleneck is almost always documents, so we will tell you exactly what we are waiting on.
Delay is a strategy, not an accident. Every month a claim stays open is a month the adjuster is betting your savings run out before your patience does. When rent is late and the car is about to be repossessed, a lowball offer starts to look like a rescue.
That is the exact moment funding is for. Covering the gap takes the pressure off, and it gives your attorney what they actually need to negotiate: the ability to say no.
There are no receipts to submit and no restrictions on how you spend it. The one exception: funding is for your living expenses, not for paying the costs of the litigation itself.
We advance on pending personal injury claims of nearly every kind. Find yours below, or just call or text and ask. California residents: see funding in California and Los Angeles.
My car was totaled and I was out of work for four months. The adjuster kept telling my lawyer to be patient. Hello World got back to me the same afternoon and I made rent that month.
I called three companies. This was the only one where an actual person picked up and explained what I would owe at the end before I signed anything. No games.
They dealt with my attorney's office directly so I did not have to chase anybody. My paralegal told me afterward that it was the easiest funding company she had worked with.
The insurance company offered a fraction of what my case was worth and my lawyer said hold out. I could not have held out without this. We settled for far more months later.
Straight answers, no runaround, and they actually told me to take less than I asked for so I would keep more at the end. Nobody in this business does that.
I was skeptical because of the reviews I read about other companies. There were no surprises here. What they said on the phone is what was in the contract.
We were burying my husband and worrying about the mortgage in the same week. They were kind about it and they were fast. That mattered more than I can say.
Testimonials reflect the experience of individual clients and are not a guarantee of any particular result. Funding decisions and terms depend on the facts of each case.
A client who cannot pay rent is a client calling your office weekly, pushing to settle early, and losing faith in the process. Funding solves that without adding work to your plate.
We send a short, specific document list to your paralegal, we get a decision back quickly, and we handle the client communication ourselves. Your firm is never billed, never asked to guarantee anything, and never asked to change how you run the case.
No. A pre-settlement advance is a non-recourse purchase of a portion of the money you may receive from your legal claim. Because it is a purchase and not a loan, there is no credit check, no co-signer, no monthly payment, and nothing is reported to the credit bureaus.
The only source of repayment is your settlement or verdict. If your case does not resolve in your favor, you keep the money and you owe us nothing. That risk sits with us, not with you.
You owe us nothing. That is what non-recourse means and it is the whole point of the product. We do not send you a bill, we do not send you to collections, we do not garnish your wages, and we do not touch your house or your car. Our advance is repaid out of your recovery, and if there is no recovery there is nothing to repay.
No. We do not run a credit check, we do not ask for pay stubs, and we do not care about your employment history, your bank balance, or a past bankruptcy. Those things tell us nothing about whether your claim will recover.
We underwrite the case, not you: who was at fault, how badly you were hurt, what treatment you have had, and how much insurance coverage is available.
Yes. You must be represented by an attorney handling your claim on a contingency fee. There are two reasons. First, we rely on your attorney for the case documents that let us underwrite. Second, funding is only a good idea when a professional is fighting for the full value of your claim, and a lawyer working on contingency has the same incentive we do.
If you are not represented yet, we cannot fund you, and we do not recommend or refer specific attorneys or firms — California law expressly prohibits a funding company from doing that, and it is a rule worth having. What we can do is point you at your state or county bar association's lawyer referral service, which is independent of us.
Not much. We ask your law firm for the case file and a signed acknowledgment, and then we handle the rest. Most of the back-and-forth happens between us and a paralegal, and most firms are done with their part in a single email exchange. We never charge your attorney or your firm anything.
We also never direct, influence, or take part in how your case is handled or settled. Those decisions belong to you and your lawyer.
Most applications get a decision within about 24 hours of the moment we receive the case documents from your attorney's office, and approved applicants are usually funded the same day they sign. The single biggest variable is how quickly your law firm sends the file, so it helps to give your paralegal a heads-up that we will be calling.
Timing depends on approval and on documents arriving; it is typical, not guaranteed.
Whatever you need. Rent or mortgage, groceries, the car payment, utilities, childcare, co-pays and prescriptions, or catching up on bills that piled up while you could not work. There is no requirement to spend it a particular way and no receipts to submit.
The one thing it is not for is funding the litigation itself — case costs are your attorney's side of the table.
As little as you can get by on. We will say this on the phone too, even though it is not in our short-term interest: the cost of funding grows with the amount and the time your case takes, and every dollar you take now is a dollar that comes out of your settlement later.
Take what covers the gap, not the maximum you qualify for. If you need more later, you can apply again.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.