Home›Cases We Fund›Truck Accident
The trucking company probably knew about your crash before your family did. Many carriers keep an investigator on call to reach a serious wreck the same day, photographing skid marks and taking statements while you are still in the trauma bay. You start behind. Truck accident lawsuit funding is built to cover that stretch, so you stop losing ground financially while your attorney catches the case up.
The structure is simple. If you are approved, you get money now; we get paid later, and only out of a recovery. Non-recourse is the word for that, and in trucking it earns its keep: a defense expert can persuade a jury the car cut in, or the one defendant with real coverage can get dismissed. If that happens, there is nothing to collect and nothing for you to repay. No credit check, no monthly bill, no loan. You do need an attorney on a contingency fee.
No credit check. No monthly payments. No cost to apply. If your Truck Accident case does not recover, you owe us nothing and you keep what we advanced. You must have an attorney handling the claim on contingency.
Trucking cases are won and lost on records the other side controls. The truck's engine computer usually holds speed and braking data. The electronic logs are supposed to show how many hours that driver had been rolling. The maintenance file shows whether anyone fixed the brakes. Your attorney will usually demand all of it in writing, early, because retention rules are short in places and your attorney can tell you which ones apply here.
There is usually real money behind an 18-wheeler, more than behind a family sedan, because federal rules make interstate carriers carry heavier liability coverage and big fleets stack extra layers on top; your attorney can explain which rules cover this carrier. But that money is defended hard. The insurer's whole advantage is time. Slowing the file down costs them a filing fee. It can cost you your house.
And truck wrecks hurt people in expensive ways. A helicopter ride, a trauma center out of your network, a fusion, months of rehab. Health plans and hospitals often claim part of a settlement for what they already paid, and how liens get handled depends on the jurisdiction, so ask your attorney. People waiting on that money cash out retirement accounts and let houses go. Those choices outlast the case.
Californians: read what the Consumer Legal Funding Act requires on page one of your contract, and where the months actually go before you sign anything.
There are no receipts to submit and no restrictions on how you spend it, other than this: funding is for your living expenses, not for paying the costs of the litigation itself.
Never your credit, your income or your job history. Only the claim.
An owner-operator with a single rig and bare-minimum coverage is a different case than a national fleet, a leasing company and a freight broker all named as defendants. We look at who your attorney sued and how firmly each one is tied to that driver.
Big trucking claims are usually covered in layers, with an excess policy sitting above a primary one. We check how much of that stack your claim can actually reach, and whether other people injured in the same crash are competing for the same limits.
Post-crash inspection results, citations, the driver's hours before the wreck and the data pulled off the truck all shape how clear fault looks. A rig placed out of service at the scene helps. Which federal safety rules applied to that trip is a question for your attorney.
We read the hospital records the way a defense adjuster will: what the imaging shows, what surgery has happened or been recommended, and how care has held together since. That is a paperwork read, not a medical opinion; your treating physician makes those calls. We also look at what health plans or hospitals may claim back, since that affects what actually reaches you.
Tell us who you are, what happened and who represents you. No credit check, no bank statements, no employment history — the case is the application.
2 minutesWe request the case file from your law firm and handle the paperwork with their staff. Your attorney's involvement is a signature and a few documents — not hours of work.
Same dayOur underwriters look at liability, injuries, treatment and available insurance coverage to decide what your claim can support. Your credit score and income never enter into it.
24 hours (typical)You review a plain-English agreement that states exactly what you will owe at settlement. Sign it and funds go out the same day by direct deposit, wire, or in-person pickup.
Same dayNot because of that. That head start is common in serious truck wrecks, and it is one reason lawyers who do this work often send a preservation demand right away. Their photos are not the only record. There is the police report, the post-crash inspection, the truck's own data and independent witnesses. What their early arrival does tell you is that the other side treats this as a real exposure.
Not necessarily, but it changes the review. Coverage tends to be the ceiling on any case, so a small operator with thin limits leaves less room, and any offer would reflect that. It depends on what else is in play. Your attorney may also be pursuing the broker who booked the load, the company whose trailer it was, or the shop that serviced it. And whatever the size of the case, a semi truck accident loan or an 18-wheeler accident settlement advance is not really a loan. It is a purchase of part of a future recovery, so nothing is due monthly and repayment comes only from the case.
It can. When several claimants are reaching for one set of limits, there is a real question about how far that coverage stretches, and sometimes the insurer holds everything up until every claim is on the table. We look at how many others are in line and how your injuries compare. It is not a bar to funding. It is part of the math.
Often, yes. Trucking cases often end up in federal court because the carrier is based in another state, and your lawyer can walk you through why yours moved. Federal dockets tend to run on stricter schedules, which usually means more months, not fewer. That longer runway is a common reason clients call us. Once your attorney's office sends the file, a decision usually lands about a day later, and approved funding usually goes out the day you sign. Those are typical timelines, not promises. We fund cases throughout the US, subject to state law and availability.
Not by itself. A comp claim on its own is usually not something we can fund. But when someone outside your employer caused the crash, there is often a separate case against that party, and that is the one we look at. Comp carriers typically want repayment out of that recovery. How much they get back varies by state, and your lawyer is the one to ask.
No. We look at what your attorney already has: the crash report, the post-crash inspection, the photos, your records so far. The engine download and the driver's logs usually make a file stronger when they land, so if fault looks murky without them, we may want to see them before we can say yes. If that is where your case sits, apply anyway, and ask us to look again once your attorney has them in hand.
Underwriting looks at the same things across every case type. If yours is not listed anywhere on this site, call or text and ask.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.