Home›Cases We Fund›Slip & Fall
The store manager was filling out an incident report while you were still sitting on the floor. Maybe it was tracked-in rain inside the entrance, a puddle in the produce aisle, a freshly mopped stretch with no cone, ice nobody salted, or a stair rail that was not there when you reached. You went to the emergency room. The store went quiet. Slip and fall lawsuit funding can get money to you now if we can approve the case, while your attorney pries the proof out of the company holding it.
Ask your attorney and they will tell you the honest risk: a judge can end a slip and fall before a jury hears it, if the proof the store knew is thin. If we fund your case, that risk becomes ours. The agreement is non-recourse, so we are paid only out of a recovery, and no recovery means nothing to repay. It is not a loan. No credit pull, no job check, no monthly bill. You do need an attorney already handling the fall on contingency.
No credit check. No monthly payments. No cost to apply. If your Slip & Fall case does not recover, you owe us nothing and you keep what we advanced. You must have an attorney handling the claim on contingency.
Almost every piece of proof in a store fall lives inside the store. The video, the sweep and inspection logs, the employee who mopped, the incident report a manager wrote before you got home. Many camera systems record over themselves in weeks, so your attorney sends a preservation letter fast. Getting the rest usually takes a filed lawsuit and formal discovery. That is months, not days, before anyone reads the log.
These cases usually turn on one word: notice. Did the store know, or should it have? Defense lawyers often file a motion asking the judge to end the case on that question alone, with briefing that runs months. A national chain may also move the file to federal court, which resets the calendar; how that plays out depends on the jurisdiction, so ask your attorney. Nobody on the defense is in a hurry. The calendar does their work for them.
Fall injuries are orthopedic and slow. A broken wrist, a hip, an ankle held together with hardware. Many surgeons prefer to let swelling settle before they operate, and some plan a second surgery to remove hardware. Your treating physician makes that call. Your own health plan may also ask to be paid back from a settlement, and that varies by state and by plan, so your lawyer is the one to ask. Funding does not fix that math. It buys time to get it right.
California claimants: your five-day cancellation right and the 36-month charge stop are worth knowing, as is how Los Angeles timelines differ.
There are no receipts to submit and no restrictions on how you spend it, other than this: funding is for your living expenses, not for paying the costs of the litigation itself.
Never your credit, your income or your job history. Only the claim.
Underwriting starts with the clock on the floor. A spill that shows up on video twenty minutes before you walked through reads very differently than one a shopper dropped seconds earlier. Sweep logs, employee statements, and the incident report all speak to that.
The store will say you should have seen it. So we ask what you would have seen: the lighting, the floor mats, a yellow cone, a display blocking the view, the shoes you had on. States divide fault differently, and your attorney knows how yours does.
A store fall can involve more than the store. The landlord, the janitorial service that mopped, the snow removal vendor, and their contracts with each other all matter. We look at who is named, who is self-insured, and where a recovery would actually come from.
A lot of people get up embarrassed, wave off the ambulance, and see a doctor three days later. That gap gets used against you. We look for the report filed that day, the first imaging, and steady treatment after it.
Tell us who you are, what happened and who represents you. No credit check, no bank statements, no employment history — the case is the application.
2 minutesWe request the case file from your law firm and handle the paperwork with their staff. Your attorney's involvement is a signature and a few documents — not hours of work.
Same dayOur underwriters look at liability, injuries, treatment and available insurance coverage to decide what your claim can support. Your credit score and income never enter into it.
24 hours (typical)You review a plain-English agreement that states exactly what you will owe at settlement. Sign it and funds go out the same day by direct deposit, wire, or in-person pickup.
Same dayNo, though the name sticks. What people call a slip and fall settlement loan is a non-recourse advance against a pending claim. Repayment comes out of a recovery, and only out of a recovery.
Decisions typically come back about 24 hours after your attorney's office sends us the file, and funding usually goes out the same day you sign. Neither of those is a promise, and a file that arrives in pieces takes longer. We fund throughout the US, subject to state law and availability.
Sometimes. Video is the cleanest proof, but it is not the only proof. A sweep log with a long gap, the manager's incident report, a witness who saw the spill, photos from your phone, or past complaints about that same doorway can carry weight.
Tell your attorney right away if you think footage exists. Many store systems overwrite on a loop, and a preservation letter needs to land before that happens.
Usually not by itself. Those forms get filled out fast, often by a manager who was not there, and they tend to be short on detail. Saying you felt fine at the time is common. Soreness from a fall often does not set in until the next day, and your own doctor is the one to put that in the record.
Bring the form to your attorney. What it says, and what it leaves out, both matter to how we read the file.
It can be. Snow and ice claims often come with their own rules about what an owner has to do and when, and some states treat a storm still in progress differently. Ask your attorney which rule applies where you fell.
For funding, the practical question is who had the contract to plow and salt, whether anyone logged the work, and what the weather records show for that morning.
Not for whether you can apply. It changes who you are dealing with. A self-insured company pays claims out of its own money and runs the review in-house, so the person on your file answers to a company budget.
It also means the file is handled by people who do this all day, every day. One more reason your attorney needs room to work, instead of a deadline set by your rent.
Not on its own. The defense points to wear and tear on nearly every adult MRI it reviews. What matters is the change: what you could do the week before, what you cannot do now, and whether your records show that shift.
Older records help you here rather than hurt you. Your attorney will want them, and so will we.
Underwriting looks at the same things across every case type. If yours is not listed anywhere on this site, call or text and ask.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.