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We advance on pending personal injury claims of nearly every kind, as long as fault is reasonably clear, you have an attorney working on contingency, and there is insurance or another source of money behind the claim. Find your case type below, or just call or text and ask — the list is not exhaustive.
Rear-ended, T-boned, or hit by a driver with minimum coverage: if you qualify, auto accident pre-settlement funding while your attorney holds out for the real number.
Learn moreWhen a motor carrier, a broker and three insurers all lawyer up, the case slows down, and funding may cover that stretch while your attorney digs in.
Learn moreCash now for injured riders, if you qualify, while your attorney works past a small liability policy into your own underinsured coverage.
Learn moreThe store controls the video, the sweep logs, and the clock, and funding on your slip and fall case can help you outlast all three if you qualify.
Learn moreNegligent security, broken elevators, balcony collapses, pool and fire cases: if we can approve the case, you get cash now while your attorney proves the property owner knew about the danger.
Learn moreMalpractice claims move at the speed of expert reviews and hospital lawyers, so if you qualify, funding can cover your household now while your attorney builds the proof.
Learn moreIf a driver, a machine maker, or another contractor on the site caused your work injury, that claim against them may be fundable if we can approve the case.
Learn moreWrongful death lawsuit funding, if you are approved, can cover the funeral, the final bills, and the paycheck your household lost while the case works its way through.
Learn moreIf we can approve the case, money now for the long months your attorney spends proving a defective product failed, with nothing owed if the case recovers nothing.
Learn moreThousands of claims, one federal judge, and a payout years away: an MDL settlement advance is built to cover your bills while the docket grinds.
Learn moreMoney now for Section 1983 and wrongful imprisonment plaintiffs we can approve, so a city cannot outlast you while your civil rights case sits in federal court.
Learn moreIf we can approve the case, a dog attack settlement advance covers rent and wound care while the owner's insurer takes its time and your scar finishes changing.
Learn moreUnderwriting cares about three things: whether fault is clear, whether the injuries are documented, and whether there is money behind the claim. The label on the case is mostly a way of predicting those three answers.
So if your claim is not listed — a bus or rideshare crash, a construction site injury, a nursing home case, a defamation or employment claim, an aviation or maritime matter, a wildfire or mass disaster claim — call us. We look at it the same way.
Tell us who you are, what happened and who represents you. No credit check, no bank statements, no employment history — the case is the application.
2 minutesWe request the case file from your law firm and handle the paperwork with their staff. Your attorney's involvement is a signature and a few documents — not hours of work.
Same dayOur underwriters look at liability, injuries, treatment and available insurance coverage to decide what your claim can support. Your credit score and income never enter into it.
24 hours (typical)You review a plain-English agreement that states exactly what you will owe at settlement. Sign it and funds go out the same day by direct deposit, wire, or in-person pickup.
Same dayNo. A pre-settlement advance is a non-recourse purchase of a portion of the money you may receive from your legal claim. Because it is a purchase and not a loan, there is no credit check, no co-signer, no monthly payment, and nothing is reported to the credit bureaus.
The only source of repayment is your settlement or verdict. If your case does not resolve in your favor, you keep the money and you owe us nothing. That risk sits with us, not with you.
You owe us nothing. That is what non-recourse means and it is the whole point of the product. We do not send you a bill, we do not send you to collections, we do not garnish your wages, and we do not touch your house or your car. Our advance is repaid out of your recovery, and if there is no recovery there is nothing to repay.
No. We do not run a credit check, we do not ask for pay stubs, and we do not care about your employment history, your bank balance, or a past bankruptcy. Those things tell us nothing about whether your claim will recover.
We underwrite the case, not you: who was at fault, how badly you were hurt, what treatment you have had, and how much insurance coverage is available.
Yes. You must be represented by an attorney handling your claim on a contingency fee. There are two reasons. First, we rely on your attorney for the case documents that let us underwrite. Second, funding is only a good idea when a professional is fighting for the full value of your claim, and a lawyer working on contingency has the same incentive we do.
If you are not represented yet, we cannot fund you, and we do not recommend or refer specific attorneys or firms — California law expressly prohibits a funding company from doing that, and it is a rule worth having. What we can do is point you at your state or county bar association's lawyer referral service, which is independent of us.
Not much. We ask your law firm for the case file and a signed acknowledgment, and then we handle the rest. Most of the back-and-forth happens between us and a paralegal, and most firms are done with their part in a single email exchange. We never charge your attorney or your firm anything.
We also never direct, influence, or take part in how your case is handled or settled. Those decisions belong to you and your lawyer.
Most applications get a decision within about 24 hours of the moment we receive the case documents from your attorney's office, and approved applicants are usually funded the same day they sign. The single biggest variable is how quickly your law firm sends the file, so it helps to give your paralegal a heads-up that we will be calling.
Timing depends on approval and on documents arriving; it is typical, not guaranteed.
Whatever you need. Rent or mortgage, groceries, the car payment, utilities, childcare, co-pays and prescriptions, or catching up on bills that piled up while you could not work. There is no requirement to spend it a particular way and no receipts to submit.
The one thing it is not for is funding the litigation itself — case costs are your attorney's side of the table.
As little as you can get by on. We will say this on the phone too, even though it is not in our short-term interest: the cost of funding grows with the amount and the time your case takes, and every dollar you take now is a dollar that comes out of your settlement later.
Take what covers the gap, not the maximum you qualify for. If you need more later, you can apply again.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.