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Hello World Funding provides non-recourse pre-settlement funding to people with pending injury claims. We are a direct funder, not a broker or a lead generator.
A serious injury claim takes months at best and years at worst. During that time the person who was hurt is usually the one least able to absorb it: out of work, running up medical bills, and watching an insurance company take its time.
The insurer is not being slow by accident. Delay is leverage. Every month a claim stays open is a month the adjuster is betting the plaintiff's savings run out first, and a lowball offer to someone two months behind on rent has a very high acceptance rate.
Our entire product is a way to remove that pressure. Cash now so the bills get paid, so treatment continues, and so the attorney can negotiate from strength instead of from a client's desperation. That is what the name means: a fresh start now, while the case takes the time it actually needs.
This industry has a reputation problem and a fair amount of it is deserved. These are the specific practices we committed to when we started, in the order people complain about them.
Not a rate table you have to compute. The actual number you would owe at settlement, on the front page, in a sentence you can read out loud.
If you ask for more than your situation calls for, we will say so, even though a smaller advance is worth less to us. You can always come back if the case drags.
Every agreement includes a period during which you can return the money and walk away. Some states require it. We apply it everywhere, including where they do not.
We do not sell applications. Applying here does not trigger a week of calls from companies you never contacted, because there is nobody for us to sell you to.
One specific document request, one acknowledgment, no fee to the firm, and no repeated calls chasing status. Your attorney's job is your case, not our paperwork.
If your case cannot support funding, or funding is simply the wrong answer for you, we tell you and we tell you why. A decline delivered honestly is worth more than a deal that hurts you.
No credit check, no income verification, no employment history, no bank statements, and no consequence from a past bankruptcy. None of it predicts whether a claim recovers, so none of it is part of our decision.
What we look at is liability, documented injuries and treatment, available insurance coverage, the stage of the case, and how much of the expected recovery is already committed to other advances or medical liens.
We advance a conservative share of what a claim is realistically expected to produce. That is deliberate. Over-funding a case is how a plaintiff ends up at disbursement with nothing left of their own settlement, and no responsible funder should let that happen.
Hello World Funding is a DBA of Hello World Homes LLC. Funding agreements are written in that entity's name. If a document you are asked to sign shows a company name you do not recognize, call us before you sign it.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.