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If a doctor has recommended a procedure and you cannot get it because you have no health insurance and no provider willing to wait for the settlement, this is the product for that gap.
First, obviously, physically. A recommended surgery you cannot afford is pain you keep living with, and in some injuries a delay makes the outcome permanently worse.
Second, and less obviously, it hurts your case. Gaps in treatment are the first thing a defense adjuster points to. "If she were really hurt, she would have had the operation." A recommendation with no procedure behind it is worth a fraction of a documented surgery, and the insurer knows it.
Meanwhile letters of protection only work if a provider agrees to accept one, and plenty of surgeons, anesthesiologists and facilities do not.
Funds go toward the cost of care rather than to you as living expenses. Everything else is the same: non-recourse, no credit check, repaid only out of a recovery.
Case-related treatment recommended by a treating physician. Your attorney and your doctors decide what you need; we do not, and nothing on this page is medical advice.
Discectomy, laminectomy, fusion and related procedures after a herniation, and the injections and diagnostics that come before them.
Shoulder, knee, hip, wrist and ankle repairs, including arthroscopy, rotator cuff and ligament reconstruction, and hardware from a fracture.
Epidural steroid injections, facet blocks, radiofrequency ablation and other interventional treatment on a physician's plan of care.
MRI, CT and EMG studies that a case needs on the record and a plaintiff cannot pay for out of pocket.
The procedure, the provider if you have one, and what has stopped it from happening. Call or text us if that is easier than typing it.
We get the case file and confirm the treatment is related to the claim. Your attorney stays in the loop throughout, and nothing happens without your written authorization.
Same criteria as any advance: liability, documented injuries, available coverage, and how much of the expected recovery is already committed.
If approved, we arrange payment so you can be scheduled. You review exactly what will be owed at settlement before anything is signed.
Settled out of the proceeds at disbursement. If the case recovers nothing, you owe nothing — the same non-recourse terms as every advance we write.
We are not a doctor, a clinic, or a medical referral service, and we do not tell you or your attorney what treatment to get. If you do not already have a provider, that conversation belongs with your attorney. Nothing on this page is medical or legal advice.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.