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HomeTerms of Use

Terms of Use

These terms govern your use of this website. They are not your funding agreement — that is a separate document you would sign, and nothing here modifies it.

Last updated 2026 · https://helloworldfunding.com

1. Acceptance

This website is operated by Hello World Homes LLC doing business as Hello World Funding ("Hello World Funding", "we", "us"). By accessing or using this website you agree to these Terms of Use. If you do not agree, do not use the site.

2. Eligibility

This site is offered to users who are 18 or older and located in the United States. By using it you represent that you meet those requirements and that any information you submit is accurate and your own.

3. This website is information, not an offer

Everything on this site is general information about consumer legal funding. It is not an offer, commitment, or pre-approval to provide funding, and submitting an application does not create any obligation on our part to fund. All funding is subject to underwriting, attorney cooperation, applicable law, and a signed written agreement.

We may decline any application, for any lawful reason, without incurring liability.

4. Not a loan; use of lending terminology

We are not a lender and we do not make loans. What we provide is a non-recourse purchase of a portion of the proceeds of a pending legal claim. Words such as "loan", "lawsuit loan", "borrow", "interest" and "cash advance" may appear on this site because they are the terms people use to search for and describe this product. Their use is for plain-language comprehension only and does not change the non-recourse character of our transactions. See our Disclosures.

5. No legal, medical, financial or tax advice

Nothing on this site is legal advice, medical advice, financial advice or tax advice, and using this site does not create an attorney-client, physician-patient, or fiduciary relationship of any kind. For advice about your claim, consult your attorney. For advice about your health, consult your physician. For advice about your finances or taxes, consult a qualified professional.

6. Your funding agreement controls

If you enter into a funding transaction with us, that transaction is governed exclusively by the written funding agreement you sign, together with any state-required disclosures accompanying it. These Terms of Use govern only your use of this website and do not apply to, modify, limit, or waive any right you have under a funding agreement or under applicable consumer legal funding law, including any statutory right of cancellation.

7. Communications

By submitting a form with your phone number and the consent box checked, you consent to be contacted at that number as described in our Privacy Policy. Consent is not a condition of receiving funding, and you may withdraw it at any time.

You agree that we may communicate with you electronically and that electronic communications, records and signatures satisfy any legal requirement that a communication be in writing.

8. Acceptable use

You agree not to:

  • Submit false, misleading or fraudulent information, or apply on behalf of someone else without authority.
  • Use the site to impersonate Hello World Funding or any other person or company.
  • Scrape, harvest, or use automated means to access the site except for standard search-engine indexing.
  • Attempt to gain unauthorized access to the site, its systems, or the data of any other user.
  • Interfere with the operation of the site or introduce malicious code.
  • Use the site for any unlawful purpose or in violation of these terms.

9. Intellectual property

The content, design, text, graphics, logos and code on this site are owned by or licensed to Hello World Homes LLC and protected by intellectual-property law. You may view and print pages for your own personal, non-commercial use. Any other reproduction, distribution, modification or commercial use requires our prior written permission.

10. Third-party links

Links to third-party websites are provided for convenience. We do not control and are not responsible for their content, products, or privacy practices, and a link is not an endorsement.

11. Disclaimer of warranties

The site is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranty as to the accuracy, completeness, timeliness or reliability of the information on the site. We do not warrant that the site will be uninterrupted or error-free.

12. Limitation of liability

To the fullest extent permitted by law, Hello World Homes LLC and its members, officers, employees, agents and service providers will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost data, business interruption, or emotional distress, arising out of or related to your use of this website, whether based in contract, tort, statute or otherwise, even if advised of the possibility of such damages.

Nothing in these terms limits any liability that cannot lawfully be excluded or limited, and nothing here limits your rights under a signed funding agreement or under applicable consumer protection law.

13. Indemnification

You agree to indemnify and hold harmless Hello World Homes LLC and its personnel from any claim, loss, liability or expense (including reasonable attorneys' fees) arising out of your breach of these terms, your misuse of the site, or your submission of false or unauthorized information.

14. Governing law and disputes

These Terms of Use are governed by the laws of the state in which Hello World Homes LLC is organized, without regard to conflict-of-laws principles, except where the law of your state of residence applies as a matter of consumer protection and cannot be waived.

Any dispute arising out of your use of this website will be brought in a court of competent jurisdiction in that state, and you consent to that venue. This section governs website use only. Any dispute concerning a funding transaction is governed by the dispute-resolution provisions of the funding agreement itself.

15. Changes

We may update these terms at any time by posting a revised version on this page with a new "last updated" date. Your continued use of the site after a change means you accept the revised terms.

16. Severability

If any provision of these terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will remain in full force.

17. Contact

Hello World Funding, a DBA of Hello World Homes LLC
Phone: (323) 366-8083
Email: info@helloworldfunding.com

See also our Privacy Policy and Disclosures.

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