Home›Cases We Fund›Motorcycle Accident
He turned left across your lane and told the officer he never saw you. Riders hear that sentence every day. What comes next is slower than the crash: a report that hedges, an adjuster asking about your speed, and a hospital bill that landed before you were out of the ICU. Motorcycle accident lawsuit funding can put cash in your hands now, if you are approved, while your attorney keeps pushing.
Start with what this is not. It is not a loan. If a jury pins most of the blame on you, or the coverage behind the case turns out to be almost nothing, the claim can end with no recovery at all. Then you repay nothing. That risk sits with us. Non-recourse is the word for it, and riders carry more of that risk than most plaintiffs. Nobody pulls your credit. Nothing comes due each month. You do need an attorney already working the case for a share of the recovery.
No credit check. No monthly payments. No cost to apply. If your Motorcycle Accident case does not recover, you owe us nothing and you keep what we advanced. You must have an attorney handling the claim on contingency.
Motorcycle injuries are usually orthopedic and open. Rods and plates in a leg. Skin grafts over road rash. Many surgeons prefer to let bone knit and infection clear before the next operation, so repairs come in stages, though your own doctor decides the timing. Most attorneys will not ask the insurer to pay until treatment settles down. In many states a bike policy skips the automatic medical coverage a car policy carries, and your attorney can check what yours actually covers.
The driver who hit you has one liability policy, and a serious rider injury can pass those limits in one hospital stay. Your attorney turns to the underinsured motorist coverage on your own policy. That second claim usually waits on the first carrier tendering its limits, and your own carrier often has to approve any settlement first. That sequence varies by state, and your lawyer is the one to ask. Both carriers can afford to wait. You cannot.
Adjusters work motorcycle files with one theme: the rider was reckless. Speed, lane position, gear, helmet, even the pipes. Most states use some version of comparative fault, so blame they pin on you comes off the recovery. How much they can shift onto you depends on the state, so ask your attorney. Beating that story takes reconstruction experts and depositions. If we can approve the case, funding is what lets you sit through that fight instead of grabbing the first check.
If your claim is in California, the state page covers the deadlines that end claims early — and which courthouse hears a Los Angeles case is not the answer most guides give.
There are no receipts to submit and no restrictions on how you spend it, other than this: funding is for your living expenses, not for paying the costs of the litigation itself.
Never your credit, your income or your job history. Only the claim.
Most rider claims turn on one moment: a car crossing your lane or drifting into it. We read the police report, any citation, helmet cam or dashcam video, and witness names. A driver who told the officer he never saw you carries real weight in this file.
The real question is not whether coverage exists. It is whether the at-fault driver's limits will run out before your injuries do. We look for a commercial policy if he was working, an umbrella policy, and the uninsured and underinsured coverage on your own bike or household policies.
Every underwriter reads the file the way the defense will: helmet or none, speed, lane position, alcohol, gear. What the defense can do with any of that depends on your state, so put that question to your attorney. None of it is an automatic no.
We want the operative reports, the imaging, and whether another surgery is planned. We also add up what may already have a claim on the recovery: hospital liens, a health plan wanting money back, prior advances. Your attorney is the one who sorts out which of those really apply. Steady treatment helps a file. Months with no visits do the opposite.
Tell us who you are, what happened and who represents you. No credit check, no bank statements, no employment history — the case is the application.
2 minutesWe request the case file from your law firm and handle the paperwork with their staff. Your attorney's involvement is a signature and a few documents — not hours of work.
Same dayOur underwriters look at liability, injuries, treatment and available insurance coverage to decide what your claim can support. Your credit score and income never enter into it.
24 hours (typical)You review a plain-English agreement that states exactly what you will owe at settlement. Sign it and funds go out the same day by direct deposit, wire, or in-person pickup.
Same dayIt depends on the rest of the file. Riding without a helmet does not automatically end your claim, and it does not end a funding request by itself. What the other side can do with it varies by state, and your attorney can tell you how yours treats it. Expect the adjuster to push a fault reduction either way.
We weigh that against how the crash happened, what coverage sits behind it, and what your records show. Your attorney's honest read on the risk carries weight with us.
Sometimes. It moves the question to your own policy. Your attorney will usually open an underinsured motorist claim, which is generally the coverage that steps in after the at-fault driver's limits run out. Underwriters count that coverage the same way they count the defendant's.
Send both declarations pages if you have them, yours and any household policy your attorney thinks might apply. It saves days.
That is one of the common reasons riders call. Storage charges run daily, the property damage side of the claim settles on its own schedule, and nobody rents you a replacement motorcycle. A motorcycle settlement advance, once approved, is yours to spend, so towing, storage, and getting the bike released are fair uses.
Tell us about it on the call. If a deadline from the lot is driving the timing, say so. The clock really starts when your attorney's office sends the file: a decision typically comes back in about a day, and if we approve it and you sign, funding usually goes out the same day. None of that is a promise, and a slow records request can stretch it. We fund riders throughout the US, subject to state law and availability, because consumer legal funding is limited or unavailable in some states.
Not by itself. Blame is the whole game in rider claims, and adjusters reach for lane position first. Whether lane splitting or filtering was legal where you were riding depends on the state, and that is a question for your attorney, not for us.
What we do is weigh the risk that a jury shifts some fault onto you. Clear video, a citation against the driver, or an independent witness pushes that risk down.
Sometimes. Riders often need more than one round, because the repairs come in stages and the money runs out between them. A second request is underwritten fresh, and what already sits against the recovery matters, including the first advance and any hospital liens.
New operative reports usually help. A surgery that documents how bad the injury really was can change the picture your attorney is working with.
Ask your doctor before you throw a leg over anything. Your treating physician makes that call, not the insurer and not us. Then ask your attorney before you post a photo of it, because the defense side does look people up, and a picture of you on a bike gets read right next to your chart.
Underwriting is not tracking what you ride. We look at the records and the coverage behind the crash. Steady treatment, and restrictions written down by the doctor treating you, are what carry a rider's file.
Underwriting looks at the same things across every case type. If yours is not listed anywhere on this site, call or text and ask.
Apply in about two minutes. We contact your attorney, review the case, and if you're approved you can have funds the same day. No credit check, no monthly payments, and if you lose, you owe us nothing.